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Banks tightening loans
0.0% on Jul 1, 2026, −8.1 pts versus three months earlier. It’s calm.
- Now
- 0.0% calm
- Watch at
- 20.0%
- Flashing at
- 40.0%
- Source
- FRED DRTSCILM
Net share of banks making business loans harder to get, from the Fed’s quarterly loan officer survey.
Last 30 readings
| Date | Value | Status |
|---|---|---|
| Jul 1, 2026 | 0.0% | calm |
| Apr 1, 2026 | 8.1% | calm |
| Jan 1, 2026 | 5.3% | calm |
| Oct 1, 2025 | 6.5% | calm |
| Jul 1, 2025 | 9.5% | calm |
| Apr 1, 2025 | 18.5% | calm |
| Jan 1, 2025 | 6.2% | calm |
| Oct 1, 2024 | 0.0% | calm |
| Jul 1, 2024 | 7.9% | calm |
| Apr 1, 2024 | 15.6% | calm |
| Jan 1, 2024 | 14.5% | calm |
| Oct 1, 2023 | 33.9% | watch |
| Jul 1, 2023 | 50.8% | flashing |
| Apr 1, 2023 | 46.0% | flashing |
| Jan 1, 2023 | 44.8% | flashing |
| Oct 1, 2022 | 39.1% | watch |
| Jul 1, 2022 | 24.2% | watch |
| Apr 1, 2022 | -1.5% | calm |
| Jan 1, 2022 | -14.5% | calm |
| Oct 1, 2021 | -18.2% | calm |
| Jul 1, 2021 | -32.4% | calm |
| Apr 1, 2021 | -15.1% | calm |
| Jan 1, 2021 | 5.5% | calm |
| Oct 1, 2020 | 37.7% | watch |
| Jul 1, 2020 | 71.2% | flashing |
| Apr 1, 2020 | 41.5% | flashing |
| Jan 1, 2020 | 0.0% | calm |
| Oct 1, 2019 | 5.4% | calm |
| Jul 1, 2019 | -2.8% | calm |
| Apr 1, 2019 | -4.2% | calm |